Payment methods

The following payment methods are available on R-Collection online store:

• Klarna invoice and instalment plan
• Online bank payments (Aktia, Danske Bank, Handelsbanken, LähiTapiola, Nordea, OmaSP, OP, POP Pankki, S-Pankki, Säästöpankki, Ålandsbanken)
• Credit card (Visa, MasterCard)
• PayPal.

Selecting the payment method

You select your payment method on the ordering page after filling in and selecting Your information and Delivery, below title Payments. Here you can choose from five options, "Pay in 30 days", "Pay now", "Pay over time", "Card" and "PayPal".

Pay in 30 days and Pay over time

Pay in 30 days may give you more options depending on Klarna's present campaigns. These are payment methods provided by Klarna, so Klarna will be the party that sends you the invoices. More information can be found by using How it works and Terms & Conditions links which become visible after selection.

Pay over time selection shows Klarna's available instalment plans. The available options depend on the total sum of the order.

Pay now and Card payments

• Pay now selection gives you the option to select Direct Bank Transfer in online bank or Card. You are asked to fill in the online bank login or the card information.
• Card selection asks you to fill in your card details.

PayPal

PayPal selection guides you to process your payment in PayPal service.

Paying by gift card

• If you want to pay your whole order or part of your order by gift card, please enter your gift card code to Gift card or coupon code field on the checkout page.

Completing the payment

When you have made the selection and filled in the needed information, continue or confirm your order by clicking Pay order button under Payments selection. Depending on your selections the order is now ready or you will be redirected to order confirmation page, PayPal or you are asked to select your online bank and complete your payment via Klarna's Sofort service.

By providing your personal details at checkout, you accept Klarna AB's (Klarna AB, Sveavägen 46, 111 34 Stockholm) terms and conditions. By clicking "Pay order", you accept the shipping conditions of our online store. If you have payment-related questions, please contact Klarna customer service, 08-120 120 10 (Mon-Fri 8:00 - 20:00 GMT+2).

By providing your personal details at checkout and proceeding to PayPal payment, you accept PayPal's (PayPal Inc) Terms and Conditions and Privacy Policy.

Currency

All payments are made in euro. You can browse the store in other currencies, but the price displayed then is not final. You will see the final euro price in your shopping cart before paying for the order.

VAT

Our shop automatically includes or excludes Finnish VAT of 24% from the prices according to the destination country. You can change the destination country on My Account and Checkout pages before placing an order.