Payment methods

The following payment methods are available on R-Collection online store:

• Klarna Pay later (invoice) and Financing (instalment plan)
• Online bank payments (Aktia, Danske Bank, Nordea, OmaSP, OP, Revolut, S-Pankki, Säästöpankki, Ålandsbanken)
• Credit card (Visa, MasterCard)
• PayPal
• Google Pay and MobilePay.

Selecting the payment method

You select your payment method on the ordering page after filling in and selecting Your information and Delivery, below title Payment. Here you can choose from different options based on the delivery address, for example "Pay by Bank", "Card, MobilePay and Direct Bank Transfer", "Pay by Card", "Google Pay", "MobilePay", "Pay later", "Financing" and "PayPal".

Pay later and Financing

Pay later may give you more options depending on Klarna's present campaigns. These are payment methods provided by Klarna, so Klarna will be the party that sends you the invoices. More information can be found by using Klarna's buyer protection link which becomes visible after selection.

Financing selection shows Klarna's available instalment plans. The available options depend on the total sum of the order.

Pay by Bank and Card payments

• Pay by Card selection asks you to fill in your card details.
• Pay by Bank selection gives you the a country selection where you can choose online banks from Finland, Germany or France. After bank selection and accepting the purchase you are forwarded to complete your payment.
• Card, MobilePay and Direct Bank Transfer selection will forward you to complete your payment after accepting the purchase.

Google Pay and MobilePay

Google Pay and MobilePay selections will forward you to complete your payment after accepting the purchase.

PayPal

PayPal selection guides you to process your payment in PayPal service.

Paying by gift card

• If you want to pay your whole order or part of your order by gift card, please enter your gift card code to "Gift card or coupon code" field on the checkout page. On mobile devices the field becomes visible after tapping the "Show cart" section on the top of the page.

Completing the payment

When you have made the selection and filled in the needed information, continue or confirm your order by clicking last button on the page, under Payments selection. The label on the button can change depending on selected payment method. Depending on your selections the order is now ready or you will be redirected to order confirmation page, PayPal or you are asked to complete your payment via Stripe or Klarna's service.

By clicking "Pay Purchase" in the checkout, you agree to R-Collection's terms, the Kustom's terms of use, and acknowledge Kustom's Privacy Notice.

More information about how Kustom handles your data and operates the checkout process can be found in the Terms of Use and Privacy Policy. They can be found here. If you have payment-related questions, please contact Klarna customer service, +358 9 4245 0031 (Mon-Fri 9:00 - 18:00 GMT+2).

By providing your personal details at checkout and proceeding to PayPal payment, you accept PayPal's (PayPal Inc) Terms and Conditions and Privacy Policy.

Currency

All payments are made in euro. You can browse the store in other currencies, but the price displayed then is not final. You will see the final euro price in your shopping cart before paying for the order.

VAT

Our shop automatically includes or excludes Finnish VAT of 25,5% from the prices according to the destination country. You can change the destination country on My Account and Checkout pages before placing an order.